1st Resource Credit Union offers GAP insurance on all auto loans. GAP insurance covers a member in the event their auto financed with the Credit Union is deemed a total loss. The portion that the GAP insures is the difference between the pay off of the Credit Union auto loan and what their Comprehensive Insurance Coverage will pay. The GAP Insurance Premium cost to the member is $200.00. The GAP Premium can be added to the amount financed of the auto’s purchase price or it can be paid by the member ‘out of pocket’. GAP insurance is available on other consumer products also so ask a Member Service Representative if coverage is available.