Loans

Loans Offered:

Auto Loans

New auto loans, 1st Resource Credit Union loans up to 100% the purchase price of a new auto. Used auto loans, 1st Resource Credit Union will loan up to 100% of the retail book value on all used autos. Learn more!

Real Estate Loans

First and second mortgages are treated in the same manner and they carry the same maximum term and interest rate. Both types of mortgages have a maximum term of 30 years and the maximum loan amount is 95% of the appraised value of the property being mortgaged. Learn more!

Signature Loans

Members of 1st Resource Credit Union may apply for a personal loan. The maximum personal loan is $15,000 and the maximum term is 60 months/5 years.

Visa Credit Card Loans

1st Resource Credit Union offers two different types of Visa Credit Cards. Visa Classic Card with a credit limit up to $5,000.00 and Visa Platinum Card with a credit limit up to $10,000.00. Learn More!

All Other Consumer Loans

1st Resource Credit Union makes consumer loans for new and used goods such as ATV’s, boats, classic cars, farm equipment, motorcycles, RV’s, trailers, learn more.

Apply Now

To apply for a loan, download, print, and complete the below PDF Loan Application and fax it to the Credit Union. Please do not email loan applications. Emails are not a secure form of delivery of your private information.
Fax: (205) 944-1196 to the Birmingham Branch  or  (334) 263-2138 to the Montgomery Branch

Download Consumer Loan Application